Get paid. Prove who paid.
Saldivo captures the invoice, collects by card or open banking, and ties every settlement to a verified payer. UK payment automation for accountancy firms and the businesses they serve.
Trusted by firms and the businesses they serve
Three moves, from invoice to reconciled.
Capture and Collect are live today. Control — mandates, variable recurring payments and account-to-account standing instructions — is in build.
Capture
Ingest invoices from your ledger or our API. Saldivo reads the amount, the customer and the due date, and stages it for collection.
Collect
Take the money by card or open banking. The payer chooses; you get the lower fee on every bank payment and instant confirmation.
Control
Mandates, variable recurring payments and standing instructions — recurring collection with identity bound to the agreement, not just the card.
“The payment you can prove was theirs.”
Anyone can take a card number. Saldivo binds every payment to an identity verified by Certivus — AML and KYC checked, then attached to the invoice with a timestamped audit trail. When a client asks who paid, and can we prove it, the answer is one click away.
A payment, in one request.
A canonical REST API over a clean data model — customers, invoices, payments, mandates. Idempotent, versioned, and webhook-driven. Capture an invoice and Saldivo handles capture, collection and reconciliation.
Built for the firm that has to answer for the money.
Your clients check payment status from a phone between meetings. Saldivo gives them a clean answer, and gives you the audit trail behind it.
Reconcile by morning
Every settlement matched to the provider record automatically. The exceptions are the only thing you ever look at.
Audit on demand
A timestamped, identity-bound trail for every payment — exportable the moment a client, a bank or HMRC asks.
One bill, every client
Run collections across your whole book from one console, with per-client settlement straight to their own account.
One rate. No surprises.
No monthly minimum, no setup fee, and no charge for a payment that fails. You pay when you get paid.
Get paid. Prove who paid. Reconcile by morning.
Open a Saldivo account in minutes. No monthly fee, no commitment — start with one invoice.
No setup fee · No monthly minimum · No charge on failed payments